Determining your Income Limit

Determining your Income Limit

Determining your Income Limit

Overview

To determine your monthly maximum income limit, you must first determine:

  • Your Coverage Group; and
  • Your Family Size.

Step 2: Determine Your Family Size

To determine your Family Size, answer the following questions:

A. Are you a child who is not filing a tax return?

If YES, then your Family Size includes all of these individuals:

  • You, and
  • Your parents who live in the same household with you (including stepparents and adoptive parents), and
  • Your siblings who live in the same household with you and are under 19 or are full-time students under 21. This includes stepsiblings, half-siblings, and adopted siblings.

Proceed to Step 3.

If NO, go to the next question.

B. Will a parent or spouse claim you as a dependent for the current tax year?

If YES, then your Family Size includes all of these individuals:

  • You, and
  • Your spouse, and
  • The individual filing the tax return (also called the tax filer), and
  • The tax filer’s spouse, and
  • All of the tax filer’s other tax dependents.

Proceed to Step 3.

If NO, go to the next question.

C. Do you expect to file a tax return for the current tax year?

If YES, then your Family Size includes all of these individuals: 

  • You, and
  • Your spouse, and
  • Your tax dependents.

Proceed to Step 3.

If NO, then your Family Size includes all of these individuals:

  • You, and
  • Your spouse, if your spouse lives in the same household with you, and
  • Any of your children who live in the same household with you and are under 19 or are full-time students under 21. This includes stepchildren and adopted children.

Overview

Once you know your Coverage Group and your Family Size, you can use this table to determine your maximum monthly income limit:

Family Size Coverage Groups
Under Age 1 Ages 1 to 5 Ages 6 to 18 Ages 19 & 20 and
Parents and Caretakers		 Pregnant Women
1 $2,754 $1,893 $1,801 $355 $2,588
2 $3,720 $2,558 $2,434 $476 $3,456
3 $4,688 $3,222 $3,066 $598 $4,355
4 $5,654 $3,886 $3,698 $719 $5,252
5 $6,621 $4,550 $4,330 $841 $6,151
6 $7,588 $5,215 $4,963 $963 $7,049
7 $8,556 $5,880 $5,596 $1,085 $7,948
8 $9,522 $6,544 $6,228 $1,207 $8,846
9 $10,490 $7,209 $6,861 $1,328 $9,745
10 $11,457 $7,874 $7,493 $1,451 $10,642
11 $12,424 $8,539 $8,126 $1,574 $11,541
12 $13,391 $9,203 $8,758 $1,697 $12,439
13 $14,359 $9,868 $9,391 $1,820 $13,338
14 $15,325 $10,533 $10,024 $1,943 $14,236
15 $16,293 $11,197 $10,656 $2,066 $15,135
16 $17,259 $11,861 $11,288 $2,188 $16,032
17 $18,226 $12,525 $11,920 $2,311 $16,931
18 $19,193 $13,190 $12,553 $2,434 $17,829
19 $20,161 $13,855 $13,186 $2,557 $18,728
20 $21,127 $14,519 $13,818 $2,680 $19,626
21 $22,095 $15,184 $14,451 $2,803 $20,525
22 $23,062 $15,849 $15,083 $2,926 $21,422
23 $24,029 $16,514 $15,716 $3,049 $22,321
24 $24,996 $17,178 $16,348 $3,172 $23,219

Effective April 2025

This webpage is provided for general informational purposes only. It does not constitute legal advice and should not be relied upon as a substituted for legal advice or for independent research into applicable law or policy.